Hear What Others Are Saying About The Healing Power Of Cure My Credit Score
How We Cure Your Credit
Fully customized repair plan tailor made for you based on your current credit situation. This is your map to the 700 Credit Score Club.
You are more than just 3 numbers. We focus on your Mind, Money and Mechanics to prepare you for unlimited future success.
We believe that the battle for financial health and freedom should not be fought alone. Time and time again, we have seen the power of community to break the strangleholds of debt and bad credit. We will be with you every step of the way as you break into the 700 club and beyond!
The #1 key to raising your credit score and living a life of financial freedom is 1 on 1 accountability. We have such a high rate of success because we assign a personal coach to ensure you are educated and empowered to achieve your credit goals.
No more jumping through hoops to settle credit disputes. We are renowned for crushing disputes faster than a hot knife through butter.
We offer an extensive collection of credit coaching videos that you can stream at your convenience. These videos offer practical knowledge to help you take control of your credit future.
5 Categories Of The FICO Wheel
Have you paid your previous credit accounts on time? This is the #1 most important factor that affects your FICO score. If you can learn to keep your accounts in good standing, your credit score will receive a huge boost. However, if you have multiple late or missed payments, your credit score could take a big hit.
Payment History makes up approximately 35% of your credit score
Having multiple open credit accounts is not a bad thing. Carrying a balance on those credit accounts doesn’t necessarily lower your credit score. However, if the balance you are carrying equates to a majority of your available credit, your credit score could be negatively affected. For instance, if you have a credit card with a $1000 credit limit and you are carrying a balance of $400, that could negatively impact your credit score.
Amount Owed On Credit Cards makes up approximately 30% of your credit score
When it comes to the length of your credit history, FICO scores take into account numerous variables: the total length of your credit history, the age of your oldest and newest accounts, how long it’s been since you used a particular account, and more. So, if you have a handful of credit accounts that you have used regularly for years and they are all in good standing, your credit score gets a boost. However, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit.
Length of Credit History makes up approximately 15% of your credit score
There are many different types of credit accounts - credit cards, mortgage loans, student loans, retail accounts, etc. Someone with a variety of credit accounts in good standing could receive a boost to their credit score. (Don’t panic if you don’t have every type of credit account. It’s not necessary to have all of them to be considered diversified and receive the credit score boost.)
Credit Mix makes up approximately 10% of your credit score
As we mentioned in Category 3 - “Length of Credit History”, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit. Best practice is to not open too many new credit accounts in a short period of time.
New Credit makes up approximately 10% of your credit score
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9466 Georgia Ave, Suite 2105, Silver Spring, MD 20910
(800) 707-5022
Care@CureMyCredit700.com